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Don’t be afraid to call and politely ask what you can provide to help speed up the process. A home warranty is the best way to get the home protection that you need. It will help you to keep your real estate in good condition. It will also help you to make sure that you are not caught off guard by extreme and unexpected repairs. Not only does it help to patch the holes that you may have in your home insurance, but it also makes sure that you have peace of mind should major repairs come up. You know that you are going to be able to get a good contractor that will give you great service. If you get less than expected, you will have a way to get your complaints addressed. Your problems are solved. Don’t hesitate to invest in a good home warranty protection. You will be very glad you did the moment that you need it. Short sale homes and bank owned homes will usually not shell out for the buyer to have a home warranty in place and in these occurrences it may be wise to have a home warranty.

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01.14.2007 | 34 Comments

Put $. 88 in my pocket of every dollar—$888 of every $1,000 that I would’ve spent on warranties and $12 in savings, and on average, I’m going to cover the breakdown that those warranties would’ve covered. The big items, you transfer the risk on. That’s why we buy life insurance. That’s why we buy homeowner’s insurance. If your house burns down, you can’t self insure through that one. You can self insure through your DVD player breaking. If you can’t, you don’t need to be buying a DVD player. You could self insure through your heating and air going out. It’s called an emergency fund. You can’t self insure through a triple bypass, so you have health insurance.

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01.14.2007 | 16 Comments

5. A very nice lady followed up with me Sunday morning and said she could schedule a tech for first thing Monday morning which I agreed to. A few hours later, I got a call from a repair man saying he was in the area and wanted to know if he could stop by to look at my system. He showed up a half hour later and fixed the problem, we needed a new thermostat. I got a call later that evening from the Sensible people again to make certain we were satisfied. This was pretty much a painless ordeal, something I am not used to considering I have dealt with several othershoddy companies in recent years.